Become a Mortgage Adviser

CeMAP Diploma Training Courses

The CeMAP Diploma is a FCA regulatory qualification that will allow qualified advisers to give advice in regulated mortgages and personal protection. The CeMAP Diploma is a level 4 qualification that will allow existing mortgage advisers to demonstrate competence with a higher level qualification. Clarity FT is a LIBF accredited learning support training provider that offers short courses that work around you, which means that you can study while you continue to work. We offer Class based, Real Time (Online) Webinars and Distance learning (self-paced). We come highly recommended by all ours students and excel in what we do best, by simplifying complex information to help you achieve exam success.  We are so confident that you will pass that we offer a pass guarantee.

CeMAP Diploma – How to become a mortgage adviser

To become an advanced mortgage adviser candidates can take The CeMAP Diploma. The CeMAP Diploma is a professional qualification for any candidate that wants to provide UK mortgage advice and achieve a higher level qualification than the benchmark Financial Conduct Authority (FCA) required RQF level 3. The CeMAP Diploma can emphasis to potential employers and clients that you have a deeper and more thorough understanding of the mortgage market and protection with an enriched and higher level of knowledge. UK mortgages are regulated by the FCA, which requires all advisers to attain the relevant qualification before they can do so. The CeMAP  Diploma is a LIBF Regulated Qualifications Framework (RQF) Level 4 qualification and is listed as an appropriate qualification recognised by the FCA. Candidates must already be CeMAP® qualified before they can attain the CeMAP Diploma qualification. 

Beware of rogue CeMAP training providers. Only use accredited providers to be sure that you receive the best training. Click here for details.

Skills and role of a Mortgage adviser

A mortgage adviser will recommend to their clients which is the most appropriate type of mortgage in order to buy a property. Advisers must use their skills and expertise to establish client affordability and suitability from a vast range of products. Advisers must also assist their clients to protect their mortgage and property by selling the most appropriate insurance products including life cover, income protection and property insurance. Advisers can work as either an employed adviser and get paid a salary or as self-employed where they can charge a fee or receive commission from the lender and insurance company.

Advisers role:

• Meeting with clients to discuss their current circumstances to establish affordability and suitability.
• Select the most appropriate products from the vast range available.
• Explain complex financial information simplistically to clients.
• Explain the features, benefits and risks of the products recommended.

Adviser skills:

• Excellent communication skills, both verbal and written.
• Honest, trustworthy and ethical.
• Numerate.
• Sociable and friendly.
• Hardworking and diligent in order to keep their knowledge up to date.
• Organised – Advisers must be organised in order to maintain adequate records in order to remain FCA compliant.

The CeMAP Diploma is a professional qualification for any candidate who wants to work as a higher level mortgage adviser. UK financial services are regulated by the Financial Conduct Authority (FCA). The CeMAP Diploma is a LIBF RQF Level 4 qualification and is recognised by the Financial Skills Partnership.

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CeMAP Diploma Course Information

Professionals who want to offer mortgage advice need to meet FCA requirements. The CeMAP Diploma is a FCA recognised qualification, providing individuals with an appropriate qualification to practise. The CeMAP Diploma provides a higher level knowledge and understanding of the mortgage market that will enable candidates to set themselves apart from level 3 qualified advisers. Mortgages are essential for the majority of house purchases, as long as people need homes they will always need good advice.  The course content covers the whole scope of mortgages; including an enhanced understanding of the role of a mortgage adviser, suitability of mortgages and protection, rules and regulations that are specific to mortgages, specialist mortgage products, as well as the house buying process. The CeMAP Diploma qualification comprises of 2 modules completed over 6 months. The first module is assessed by a 90 minute multiple choice exam undertaken at a Pearson Vue test centre, these are located all over the UK.  The second module is a coursework submitted before the submission date. To get your CeMAP Diploma qualification candidates will need to register with the London Institute of Banking and Finance. The registration includes an exam fee of £525.00 and the awarding of the qualification on successful completion. The CeMAP Diploma has 3 registration periods and takes 6 months to complete as follows:

• December registration – January start – Coursework submitted in June
• June registration – July start – Coursework submitted in December
• September registration – October start – Coursework submitted in March

To achieve The CeMAP Diploma students must already be CeMAP qualified, to find out more please read our CeMAP course details. The CeMAP Diploma course consists of the following elements:

• CeMAP® qualification:
  • CeMAP® Module 1
    • Unit 1: Introduction to Financial Services Environment and Products (50 questions)
    • Unit 2: UK Financial Services and Regulation (50 questions)
  • CeMAP® Module 2
    • Unit 3: Mortgage Law, Policy, Practice and  Markets (25 questions)
    • Unit 4: Mortgage Applications (25 questions)
    • Unit 5: Mortgage Related Protected Products (20 questions)
    • Unit 6: Mortgage Payments Methods and Post Completion Issues (30 questions)
  • CeMAP® Module 3
    • Unit 7: Assessment of Mortgage Advice and Knowledge (60 questions)

CeMAP Diploma

• Advanced Mortgage Advice (AMA)
  • AMA part 1: Objective test – a 90-minute multiple choice exam with 50 questions (70% pass mark) – 12 months to sit the exam
    • Overview: Covers all the relevant technical areas required to deliver regulated mortgage advice. The syllabus covers the following topics:
      • The house buying process
      • The mortgage market and the economic environment
      • Property details and surveys
      • Different types of borrowers and establishing suitable advice
      • Legislation and Regulation
      • Mortgage Fees and charges
      • Mortgage Lending and specialist areas
      • Arrears and non-payment of mortgages
  • AMA part 2: Coursework: A suitability report based on a pre released Factfind. Assessed: 3 months to prepare – Submitted electronically. 50% pass mark required.
    • Overview: AMA part 2 looks at applying the knowledge gained in the previous units and testing the ability to formulate the knowledge via a suitability report. This is based on a case study provided as a fact find given 12 weeks before the submission date. Students must formulate their recommendations via a report within the time frame and submit it online. Students must also submit a reference list if any quotes have been used.

At Clarity Financial Training Ltd we offer professionally delivered CeMAP Diploma training courses that will help students pass their exams with confidence. We have various study options available to assist you to tackle the exam and pass. Click here to see our study options and dates.

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CeMAP Diploma Course Information – How Clarity FT run the course

At Clarity Financial Training Ltd we offer a complete 7 day course (split over 2 sessions) to achieve your CeMAP Diploma. We offer Classroom and Online courses that fit around you. No other training provider gives you the technical ability to fully understand the depth of knowledge required to pass your CeMAP Diploma qualification with confidence. At Clarity FT we cover all the areas essential for delivering regulated advice. We help students understand the content and gain the relevant exam technique to pass the qualification with ease. We have various study options available to assist you to tackle the exams and pass.

The Diploma comes in 2 parts and both must be completed as follows:

• AMA part 1: Objective test – 5 day course (9.30am to 5pm). 
  • The course is designed to cover the entire syllabus in 5 days in topic order so that you can be sure that every area has been covered thoroughly. We cover everything with excellent exam techniques including CeMAP Diploma mock exams and excellent exam techniques to help you memorise content for the exam. Each day we will work through the material giving exam example type questions, what to look out for and the depth of knowledge required to pass the exam. The CeMAP Diploma material has been abbreviated in slide format that will enable you to read the material in a timely manner.
• AMA part 2: Coursework – 2 day course (9.30am to 5pm):
  • Clarity FT’s 2 day coursework specific session gives guidance on how to structure a suitability report. At Clarity FT we have taken the stress and uncertainty out of the equation and provide you with clear direction on how to commence your report.  The sessions are tailor made, enabling opportunities to gain ideas and formulas from your tutor/other students. Students will be expected to work out tax computations, affordability, make recommendations relevant to the scenario and address mistakes.  The workshop will provide the following:
    • Analysis of the fact find
    • Client categorisation/life stages
    • How to structure your report
    • Tax calculations and tax planning ideas for affordability
    • What areas to consider when formulating strategies
    • Possible recommendations
    • Technical support on products and recommendations
    • Useful links for premium quotes

Included in our courses are:

• Presentation power point booklet (slide format in Hardcopy) and tutor led presentation
• Daily test questions and/or appropriate handouts (Hardcopy)
• Mock exams (if the exam is multiple choice based) (Hardcopy and online)
• Tailored materials specific to the pre-released coursework (suitability report) (Hardcopy)
• Full aftercare support offered by e-mail direct to your tutor
• Light refreshments, including microwave for general use (Class based)
• Free parking for all students (Class based)
• Real time webinars (live sessions that are fully interactive) delivered via Cisco webex sent by a secure link
• Pass guarantee (you are with us until you pass)

Please click here for our prices.

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CeMAP Diploma Training Course

Clarity FT offer a variety of LIBF CeMAP Diploma short courses that work around you, including Classroom, Online and Blended/distance learning courses. We come Highly Recommended.

Classroom based

Clarity FT offers The CeMAP Diploma fast track courses delivered over 7 days (9.30am to 5pm) split into 2 sessions. The following elements are split into the following number of days:

• AMA part 1: Objective test – 5 day course (9.30am to 5pm)
• AMA part 2: Coursework – 2 day course (9.30am to 5pm)

Our class based courses are delivered by industry professionals, with material, mocks and aftercare support offered, these are delivered at our Potters Bar training centre (find us here), with modern facilities and conveniently located for public transport or car travel. We have a pass guarantee that means students are with us until they pass. If they do not pass first time students can return free of charge until they have succeeded. Clarity FT can offer tutor led sessions in-house if required, however minimum numbers are required. Our Coursework and fact find courses are all tailor made and designed to reflect the exact elements students are covering.

Real Time Online (Webinar) based

Clarity FT offers web based real time training delivered via Cisco WebEx. The sessions run similar to the class based course in time frame, however students access the class remotely via a computer or a tablet. These sessions offer the ability for students to receive a full tutor led session, without the need to travel.

Distance learning

Clarity FT offers professionally created material, assessments and mocks that students work through at their own pace. The time frame is 3 months. As students work through the material we offer email support. Get access to our “Mock-Quiz-Expert” site with over 2,500 questions with answers.

One-to-one

Clarity FT offers one hour 1-2-1 sessions held at our Potters Bar training centre or via real time webinar. This is aimed at students that require personal attention to certain elements within the syllabus. Multiple sessions would be required dependent on the range of material to be covered.

If you are interested in becoming a Advanced Mortgage Adviser contact us. 

We wish you all the success in your future career.

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Course Dates

Coming soon.

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